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“The Biggest Retirement Risk Isn’t Saving Too Little…
It’s Not Knowing What Your Income Will Be Later.”
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​​Most people only see the accumulation phase of retirement planning.

Very few ever see the distribution phase.

What could taxes, fees, and market downturns do to your retirement income over time?

And are there other strategies designed to help reduce those risks?

👉 Watch this comparison video below.

Who Am I ?

My name is Steven Johnson

I’ve spent the last 16 years helping families build tax-free retirement income using a strategy most people have never heard of: the L.I.R.P. (Life Insurance Retirement Plan).

It’s IRS-approved, designed to grow with zero market risk, and backed by three key Congressional Acts that protect its tax-free status.

No taxes on growth. No exposure to market losses. Just clarity, control, and peace of mind.

steve@iulcalculatorpro.com

CA. 0F66865 - 760-846-0436

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James Carter: "The calculator made my choices so clear!"

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The401kAlternative.com
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CA Insurance License #0F66865
For educational purposes only. Not affiliated with or endorsed by the IRS.

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